Summary of Benefits |
| Property All Risk |
| Covers theft, accidental loss of or damage to the Insured Property from any external cause, not excluded in the policy |
| Business Interruption |
| Reimburse for financial loss incurred which arises because normal business at the Insured's premises is disrupted as a result of property damage. |
| Money |
| Reimburse for loss of money occurred in the Insured's premises during business hours or after business hours provided it is locked in a safe or strongroom. |
| Electronic Equipment |
| Cover for any unforeseen and sudden physical loss or damage to the Insured's declared electronic equipment and/or devices |
| Machinery Breakdown |
| Cover for breakdown of the declared Insured's business machineries for any technical failure and/or non operation of any kind not excluded in the policy. |
| Work Injury Compensation Act (WICA) |
| Coverage against your liability to pay compensation under the Work Injury Compensation Act up to the stated no. of Insured's employees in the policy schedule or Common law of up to S$10 million per occurrence. |
| Public & Product Liability |
| Coverage against legal liability arising from negligence on the Insured or the Insured's employees in respect of personal injury or property damage occurring within policy territory in connection with the business |
| Fidelity Guarantee |
| Coverage for loss of money and/or goods arising from any act of fraud or dishonesty committed by any Insured's employee(s). |
| Professional Indemnity |
| Provides civil liability protection to the Insured and its professionals arising from any act, error or omission in the conduct of the business. |
| Goods In Transit |
| Coverage for loss of or damage to Insured's property caused by any accident, collision and overturning whilst in the course of transit by any vehicle owned by or hired by Insured anywhere in Singapore. |
