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As businesses has go global, many managers are travelling aboard more frequently than before. As such there is a need to provide these executives a comprehensive travel insurance coverage while they are overseas   

Basic Coverage
SUMMARY OF BENEFITS		SUM INSURED (S$)
	Overseas Medical Coverage	Plan 1	Plan 2	Plan 3
1	Medical & Accidental Dental Expenses Incurred Overseas Covers overseas medical expenses incurred as a result of accident or sickness whilst traveling	200,000	300,000	500,000
2	Return Treatment Covers medical expenses incurred for treatment or follow up treatment in Singapore or place of regular employment up to 45 days	7,500	15,000	20,000
3	Treatment by Traditional Chinese Medicine (TCM) Covers Traditional Chinese Medicine expenses incurred whilst overseas and follow up treatment in Singapore or place of regular employment	750	750	750
4	Hospital Confinement Benefit Pays S$200 for every complete day the insured person is hospitalized overseas	10,000	10,000	10,000
5	Double Hospital Confinement Benefit in ICU Pays S$400 for every complete day the insured person is hospitalized overseas in an intensive Care Unit	16,000	16,000	16,000
6	Hospital Visitation Pays incidental expenses for visit of up to two friends or relatives if the insured Person requires hospitalization for more than 5 days whilst overseas	5,000	8,000	10,000
7	Emergency Telephone Charges Reimbursement of mobile telephone charges for medical related services in contacting American International Assistance Services (AIAS)	200	200	200
	Section B: Evacuation & Repatriation Benefits	Plan 1	Plan 2	Plan 3
8	Emergency Medical Evacuation Covers all American International Assistance Sr vices (AIAS)Medical Evacuation expenses	As Charged	As Charged	As Charged
9	Repatriation Expenses Covers All AIAS expenses incurred in returning the mortal remains of the insured person to Singapore	As Charged	As Charged	As Charged
10	Direct Repatriation Expenses Covers All AIAS expenses incurred in returning the mortal remains of the insured person to his / her home country	As Charged	As Charged	As Charged
11	Compassionate Visit Pays incidental expenses of sending two relatives or friends if assistance is required to assist in repatriation arrangements of the insured Person's mortal remains	5,000	8,000	10,000
	Section C: Personal & Accident Benefits	Plan 1	Plan 2	Plan 3
12	Accidental Death & Permanent Disablement Covers the insured Person in the event of Accidental Death & Disablement	200,000	300,000	500,000
13	Accidental Death & Permanent Disablement due to war (not applicable to ad-hoc Plan)	10,000	15,000	25,000
14	Accidental Burns Benefit Covers the insured Person for serious burns in the event of Accident	200,000	300,000	500,000
15	Fracture Benefit Pays for fractures suffered in an accident	3,000	3,000	3,000
16	Compassionate Death Allowance Pays a lump sum allowance in the event the insured Person suffers a loss of life due to an accident	5,000	5,000	5,000
17	Child Education Fund Pays a lump sum education fund in the event the insured Person suffers a loss of life due to an accident	25,000	25,000	25,000
	Section D: Round the clock security information powered by red24	Plan 1	Plan 2	Plan 3
18	Online security information and advice - web resource with online security advice, country profiles and safety and security advice for members	Yes	Yes	Yes
	Section E: Travel Inconvenience Benefits	Plan 1	Plan 2	Plan 3
19	Trip Cancellation Expenses Covers loss of irredeemable travel and accommodation expenses paid in advance and occurring up to 30 days prior to departure	5,000	8,000	10,000
20	Trip Curtailment and Rearrangement Expenses Covers additional travel and accommodation expenses incurred or forfeited after the commencement of the trip	5,000	8,000	10,000
21	Travel Delay including Bomb Threat Pays S$200 per each 6 full consecutive hours of delay whilst overseas or in Singapore	1,000	1,000	1,000
22	Flight Diversion Pays S$100 for each 6 full consecutive hours if your flight has been diverted to another destination whilst overseas due to adverse weather conditions, bomb threat and other insured perils	1,000	1,000	1,000
23	Flight Overbooking Pays S$100 in the event you fail to board the scheduled flight due to overbooking although you have a confirmed reservation from the airline	100	100	100
24	Travel Misconnection Covers expenses incurred as a result of misconnection scheduled conveyance for at least 6 consecutive hours	1,000	1,000	1,000
25	Baggage Delay Pays S$200 for each full 6 consecutive hours that your baggage is delayed whilst overseas or upon arrival in Singapore	1,000	1,000	1,000
26	Damage or Loss of Personal Baggage Covers loss or damage to baggage, clothing, personal effects & golfing equipment (Max. S$1000 for any one article or pair or set of article)	5,000	5,000	5,000
27	Damage or Loss of Portable Business Equipment Covers loss or damage to Mobile phones, Laptop computers, Personal Digital Assistants (PDAs) (Max. S$1000 for any one article or pair or set of article)	2,000	2,000	2,000
28	Loss of Travel Documents & Money including Credit Card Fraud Pays Your travel and hotel expenses including cost of obtaining replacement passports, travel tickets and other relevant travel documents	2,000	2,000	2,000
29	Hijack Pays S$500 for each completed day You are delayed due to an act of hijacking	5,000	5,000	5,000
	Section F: Other Benefits	Plan 1	Plan 2	Plan 3
30	Staff Replacement Benefits Pays the cost of sending out a replacement employee to continue the business, in the event you suffer disability	5,000	5,000	5,000
31	Credit Card Indemnity Pays the outstanding credit card expenses incurred during the trip in the event of a fatal accident or Permanent total disablement	5,000	5,000	5,000
32	Legal Fees Pays the legal costs and expenses incurred as a result of dealing with claims for compensation against a third party causing your accidental death or Permanent Disablement during overseas Trip	15,000	15,000	15,000
33	Bail Bond Facility Provides assistant in arranging a bail bond if you are being arrested following a road accident whilst overseas	15,000	15,000	15,000
34	Personal Liability Covers you against liability to third parties for accidental death or injury or accidental loss or damage to their property caused by your negligence	500,000	1,000,000	1,000,000