OVERSEAS MEDCIAL ASSIST	Max (SIN$)	Max (SIN$)	Max (SIN$)
Section 1	Medical & Accident Dental Expenses Incurred Overseas	Premier	Superior	Classic
	Insured Person before attaining 70 years old and below	Unlimited	500,000	250,000
	Insured Person before attaining 70 years old and above	100,000	100,000	100,000
	Insured child before attending 18 years or up to 23 years old if studying full time in a recongnised institution of higher learning	200,000	200,000	200,0000
Section 2	Medical Expneses incurred in Singapore	Premier	Superior	Classic
	Insured Person before attaining 70 years old and below	50,000	25,000	12,500
	Insured Person before attaining 70 years old and above	5000	2500	1000
	Insured child before attending 18 years or up to 23 years old if studying full time in a recongnised institution of higher learning	10,000	10,000	10,000
Section 3	Medical Expenses - Women Benefit	Premier	Superior	Classic
	Incurred overseas due to pregnancy related sickness	8,000	5,000	2,000
Section 4	Treatment by Chinese Physician	Premier	Superior	Classic
	Covers Chinese Physician Treatment	500	300	100
Section 5	Overseas Hospital Income	Premier	Superior	Classic
	Pays $200 for every complete day YOU are hospitalised overseas	50,000	30,000	10,000
Section 6	Hospital Income in Singapore	Premier	Superior	Classic
	Pays $100 for every complete day YOU are hospitalised in Singapore	1,000	1,000	500
Section 7	Emergency Medical Evacuation	Premier	Superior	Classic
	Covers all AIAS Emergency Medical Evacuation expenses.	Unlimited	Unlimited	500,000
Section 8	Repatriation	Premier	Superior	Classic
	Covers all AIAS expenses incurred in returning Your remains to Singapore in the event You suffer death during the trip	Unlimited	Unlimited	30,000
Section 9	Direct Repatriation	Premier	Superior	Classic
	Covers all AIAS expenses incurred in returning Your remains to Your home country in the event You suffer death during the trip	Unlimited	30,000	15,000
Section 10	Hospital Visitation	Premier	Superior	Classic
	Pays for the incidental expenses for the visit of one relative or friend if You cannot be evacuated and require hospitalisation for more than 5 days.	10,000	5,000	3,000
Section 11	Compassionate Visit	Premier	Superior	Classic
	Pays for the incidental expenses for sending one relative or friend if assistance is required to assist in the repatriation arrangement of your remain.	10,000	5,000	3,000
Section 12	Child Guard	Premier	Superior	Classic
	Pays for one relative or friend to accompany Your children home following Your hospitalisation.	10,000	5,000	3,000
Section 13	Emergency Telephone Charges	Premier	Superior	Classic
	Reimburses You for telephone chanrges incurred in contacting American International Assistance Service, Inc (AIAS) for 24 hour medcial assistance.	250	100	100
Section 14	Automatic Extension of Policy peroid	Premier	Superior	Classic
	Allow You automatic extension of this policy up to 30 days without additional premium due to hospitalisation and quarantine.	Yes	Yes	Yes
	PERSONAL ACCIDENT ASSIST	Max (SIN$)	Max (SIN$)	Max (SIN$)
Section 15	Accidental Death & Permanent Disablement	Premier	Superior	Classic
	Insured Person before attaining 70 years old and below	500,000	200,000	100,00
	Insured Person before attaining 70 years old and above	200,000	100,000	50,000
	Insured child before attending 18 years or up to 23 years old if studying full time in a recongnised institution of higher learning	100,000	100,000	50,000
Section 16	Public Transport Double Cover	Premier	Superior	Classic
	Insured Person before attaining 70 years old and below	1,000,000	400,000	NA
	Insured Person before attaining 70 years old and above	400,000	200,000	NA
	Insured child before attending 18 years or up to 23 years old if studying full time in a recongnised institution of higher learning	200,000	200,000	NA
Section 17	Child Education Grant	Premier	Superior	Classic
	Pays for each legally dependent child (before attaining 23 years old and below) studying as a full time student in a recognised institution of learning as a result of Your accidenetal loss of life.	5,000	5,000	NA
	TRAVEL ASSIST	Max (SIN$)	Max (SIN$)	Max (SIN$)
Section 18	Travel Cancellation	Premier	Superior	Classic
	Covers loss of irredeemable travel and accommdation expenses paid in advance and occurring up to 30 days before departure from Singapore.	15,000	10,000	5,000
Section 19	Travel Postponement	Premier	Superior	Classic
	Covers additional administrative charges fir travel and accommodation expenses paid in advance and occurring up to 30 days before departure from Singapore.	2,000	1,000	500
Section 20	Travel Cancellation due to insolvency	Premier	Superior	Classic
	Covers the loss of non recoverable charges or deposit paid in advance in the event of insolvency	5,000	3,000	1,000
Section 21	Travel Curtailment including Aircraft Hijacking	Premier	Superior	Classic
	Covers additional travel and accommdation expenses incurred or forfeited after the commencement of the trip.	15,000	10,000	5,000
Section 22	Travel Interruption	Premier	Superior	Classic
	Covers the unused portion of the trip due to your hospitalisation	8,000	5,000	3,000
Section 23	Personal Baggage including Laptop Computer	Premier	Superior	Classic
	Covers loss or damage to baggage, clothing, personal effects, Laptop computer (Max $500 for any one article or pair or set of articles. Max for Laptop computer is $1,000)	5,000	5,000	3,000
Section  24	Jewellery Coverage	Premier	Superior	Classic
	Compensates the loss of jewellary whilst overseas due to robbery.	750	500	NA
Section 25	Baggage Delay	Premier	Superior	Classic
	Pays $200 for each full 6 consecutive hours that Your baggage is delayed whilst overseas and in Singapore.	1,000	1,000	1,000
Section 26	Travel Documents	Premier	Superior	Classic
	Pays your Hotel and Travel expenses including cost of obtaining replacement passports, travel tickets and relevant documents. Loss of money due to theft is also covered (Max $300)	5,000	5,000	3,000
Section 27	Travel Delay	Premier	Superior	Classic
	Pays $100 for each full 6 consecutive hours of delay whilst overseas and in Singapore	1,000	1,000	1,000
Section 28	Medical & Accident Dental Expenses Incurred Overseas	Premier	Superior	Classic
	Pays $100 for each full 6 consecutive hours if your flight has been diverted to another destination whilst overseas due to adverse weather conditions.	1,000	1,000	1,000
Section 29	Flight Overbooking	Premier	Superior	Classic
	Pays $100 in the event You failed to board the scheduled flight due to an overbooking although You have a confirmed reservation from the airline.	100	100	NA
Section 30	Travel Misconnection	Premier	Superior	Classic
	Covers expenses incurred as a result of misconnection of conveyance.	500	500	200
Section 31	Kidnap & Hostage	Premier	Superior	Classic
	Pays $250 for loss of income for every 24 hours You are kidnapped whislt on the trip	10,000	5,000	3,000
Section 32	Personal Liability Aboard	Premier	Superior	Classic
	Covers you against liability to third parties or damage to their propert caused by your negligence.	1,000,000	1,000,000	500,000
	LIFESTYLE ASSIST	Max (SIN$)	Max (SIN$)	Max (SIN$)
Section 33	Golf Advatange	Premier	Superior	Classic
	a. Damage or loss of golfing equipment	750	500	500
	b. Hole-in-one	250	NA	NA
Section 34	Home Guard	Premier	Superior	Classic
	Pays for damage (due to fire) to household contents per residence which was left vacant for the full duration of the trip	5,000	5,000	NA
Section 35	Rental Vehicle Excess	Premier	Superior	Classic
	Pays for the cost of insurance excess of a car rented by you if it is involved in an accident.	750	500	NA
Section 36	Pet Care	Premier	Superior	Classic
	Pays $50 for each full 8 consecutive hours' delay of returning flight to Singapore, to cover additional cost incurred by you placing your cat or dog in a kennel / cattery or pet hotel.	500	250	NA
Section 37	Cover in the event of Terrorism	Premier	Superior	Classic
	Section 1 to 38 of this policy are applicable if they occur as the result of an Act of Terrorism whilst you are on a trip.	Yes	Yes	NA
Section 38	red24	Premier	Superior	Classic
	Offers invaluable online access security advice and guidance from trained specialists. Available 24 hours a day.	Yes	Yes	NA

 

Please note that you can access our Travel Guard 24-HOUR EMERGENCY ASSISTANCE HOTLINE:  (65) 6733 2552 if you need emergency assistance anytime during your trip. We would advise that you save this hotline number as

well as your policy number (indicated in your policy schedule) in your mobile phone for ease of retrieval.