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AIG Assist™ offers one of the more comprehensive travel insurance in Singapore. AIG Assist™ Travel Insurance offer comprehensive worldwide insurance coverage for your travel needs.
Every year, thousands of people travel with the protection and peace of mind that AIG Assist™ Global Travel insurance provides. Whether you are travelling for business or leisure, AIG Assist™ travel insurance is your assurance of 24 hours protection worldwide.
Opt for AIG Assist™ travel insurance and enjoy its special features that make AIG Assist™ one of the leading travel insurance products in Singapore.
There are 38 great travel benefits - make AIG Assist™ travel insurance your choice of insurance when you travel
You can take up single trip travel insurance for yourself or a family travel insurance package.
For frequent traveller, there is an Annual Travel Plan for individual and family coverage. This offers you and your family the convenient of having an assurance while you are travelling for both holiday and business without having to activate or having to inform the insurance company of your departure and arrival.
Highlight - AIG Assist™ Travel Insurance
One hotline for all your needs
You'll feel more assured knowing help is just a phone-call away. Whether it's a medical emergency or information about your destination, one easy number is all you need for:
• 24-hour Medical & Emergency Assistance
• 24-hour Travel Information
Security Assist
red24 in partnership with AIG offers all AIG Assist insureds and their family members security advice and guidance from trained security specialists.
Online Security Information & Advice
• Personal Security
A detailed web resource with online preventative security advice ranging from stalking to advice on identity theft, in order to prevent you from being a victim.
• Real Time Country Profiles
Online country profiles constantly updated with information to aid personal security whilst abroad. Security threats, political stability, travel logistics, important contacts and cultural considerations all form part of every profile.
With its comprehensive coverage as highlighted below, many travellers rely on AIG Assist every year to meet their travel protection needs.
Summary of travel benefits including:
- Delayed arrival at planned destination due to flight diversion as a result of adverse weather conditions
- Failure to board the aircraft whilst overseas and no alternative transportation provided arising from flight overbooking and provided a confirmed reservation had been received
- red24 - online Security Information & Advice
- Irrecoverable charges or deposit paid in the event of travel cancellation due to Travel Agency insolvency in Singapore
- Baggage & Travel Delay whilst in Singapore & overseas
- Unlimited Medical & Accident Dental Expenses under For Premier Plan for insureds below 70 years (excluding Children)
- Covers medical expenses incurred overseas due to Pregnancy related sickness
- War Inclusion
- Kidnap & Hostage benefit for every 24 hours period that You are held hostage following a kidnap which occurs during the trip
- Hospital income in the event you are hospitalised in Singapore following your trip due to injury or sickness sustained whilst overseas
- Reimburses your mobile telephone call charges incurred as a result of engaging the services of AIG Travel Assist during medical assistance/emergency whilst overseas
- Compensates you for loss of jewellery if you are robbed whilst travelling overseas
- Automatic Extension of Policy for up to 30 days from date of expiry of Policy in the event of Hospitalisation/Quarantine overseas
- Covers all ages - from babies to senior citizens
- Compensation of up to S$1,000,000 in the event of death due to an accident whilst travelling on public transport overseas
- Loss or damage to golfing equipment in a public place whilst overseas; additional expenses incurred for pet care in the event of return flight delay (for Premier and Superior Plans)
- Unlimited trips under Annual Plan
- Includes all your eligible Children, regardless of number, under the Family Plan
- Unlimited Emergency Medical Evacuation & Repatriation Cover for Premier and Superior Plans
- Covers Acts of Terrorism
- Covers rental vehicle excess for up to $750 in the event of loss or damage to the rental vehicle due to an Accident
- Cover loss or damage to household contents whilst you are away (for Premier and Superior Plans)
- Provides specific Child Education Grant in the event of your death due to an Accident
Family Plan
- Single Trip Coverage: For 1 or 2 adults travelling with any number of children. The 2 adults need not be related but each child must be related to either of the insured adults. The family must travel and return together.
- Annual Coverage: For a legally married couple and any number of children. Each child must be accompanied by either of the insured adults under this plan for any trip made during the Policy Period.
- Children under any Plan throughout the Policy Period must be unmarried and under 18 years of age or up to 23 years if studying full-time in a recognised institute of higher learning.
Trip Duration
- Single Trip Coverage: The maximum length of each insured trip is 182 days.
- Annual Coverage: The Insured Policyholder(s) will be covered for an unlimited number of trips made during the Policy Period. The maximum length of each insured trip is 90 days.
Commencement of Coverage
- Travel Cancellation (Section 18) is effective either: (a) 30 days before the date of departure, or (b) from the date of purchase which must be at least 7 days before the departure date for this benefit to respond, whichever is later.
- Personal Accident Protection (Section 15) commences 3 hours before the Insured Person(s) leave(s) Singapore and cease(s) whenever any of the following occurs first: (a) when the period specified in the policy has expired,(b) when the Insured Person(s) return(s) to his/her/their permanent place of residence, or (c) within 3 hours upon arrival back in Singapore.
Duplicate & Refund Coverage
- If the Insured Person is covered by more than 1 Policy underwritten by the Company for the same trip, the Company will consider the person to be insured only under the Policy which provides the highest benefit level.
- No refund of premium is allowed once the Policy has been issued.
Main Exclusions
- AIDS; mental or nervous disorders; suicide or self-inflicted injuries.
- Childbirth.
- Gemstones.
- Flight duty (except as a passenger) or manual work.
- Any pre-existing condition for which the Insured Person (a) received medical treatment, diagnosed consultation or prescribed drugs, or (b) had a condition (for which medical advice or treatment was recommended by a qualifiedmedical practitioner) which was not covered within a 12-month period preceding the effective date of the Policy. Complete details of policy exclusions are listed in the Policy.
Country Exclusion
AIG Assist will not cover any loss, injury, damage or legal liability arising directly or indirectly from travel in, to, or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Sudan or Syria.
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