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Directors & Officers Liability

Regulatory Investigations   
Pollution Defence Costs
An oil spill occurred into a stream next to two business premises, one of which belonged to company A. The regulators were called in and conducted an investigation in both sites, and initial findings indicated that the spill was caused by machinery on company A's site. Costs were incurred for legal representation at formal interviews with the regulators, where company A was later cleared of any blame.
 
Covered?

YES

  
Occupational Health and Safety Practices
A workman was killed when a building collapsed following the removal of a loading-bearing wall, even though there were clear instructions not to remove the wall. The investigation turned into a full blown inquiry which insured member was required to attend. The policy funded the client's legal representation and enabled him to demonstrate that the fatality had not arisen out of any negligence on their part.
  
Covered?

YES

  

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